Exodus 22:13-15

Contemporary English Version

¹³ If the animal was attacked and killed by a wild animal, and you can show the remains of the dead animal to its owner, you do not have to replace it.

¹⁴ Suppose you borrow an animal from a neighbor, and it gets injured or dies while the neighbor isn't around. Then you must replace it. ¹⁵ But if something happens to the animal while the owner is present, you do not have to replace it. If you had leased the animal, the money you paid the owner will cover any harm done to it.